Category: Payments & Klarna | Last Updated: April 2026 | Estimated read time: 3 min
Handyswap offers secure and flexible payment options tailored for customers.
Available Payment Methods
We currently accept the following payment methods:
Credit and debit cards (Visa, Mastercard, and major EU cards)
PayPal
Klarna
Pay Now
Pay Later
Pay in Instalments (availability depends on your country and eligibility)
Local online banking methods where supported
Note: All payments are processed through secure, PCI-compliant payment providers to ensure your data is protected.
When Is Payment Captured?
Card and PayPal payments: Charged immediately when you place your order
Klarna payments: Charged according to the payment plan you select (e.g., after delivery or in instalments)
Payment Authorization & Verification
Some payments may require additional verification (e.g., 3D Secure authentication)
If verification fails, the payment will not go through and no order will be created
In rare cases, payments may be temporarily authorized and released automatically if the order is not completed
If Your Payment Fails
If your payment doesn’t go through:
Double-check your card or account details
Ensure you have sufficient funds or credit limit
Try a different payment method
Contact your bank or payment provider if the issue persists
Note: Orders are only confirmed after successful payment.